Broker Check

We can help you answer some of life's most difficult questions 

Cash Flow

Cash Flow

  • How can I save money systematically?
  • How much should I be saving?
  • How do I balance repaying loans and saving?
  • What should I have in an emergency fund?
  • How can I afford to buy a house?
  • Where can I get more interest than the bank, but without a lot of risk?


  • How can I protect my income if I become sick or hurt?
  • Will my family be "OK", no matter what?
  • Do I need life insurance? How much? What kind?
  • Who should I name as a beneficiary of my insurance?
  • Should I buy term or permanent life insurance?
  • When should someone get long term care coverage?
  • How can I provide "Creditor Protection" for my assets?


  • When should I start saving for retirement?
  • How much do I need to save?
  • Should I pay off all my debt before I start saving?
  • What should I be doing with my 401K? IRA?
  • What about social security?
  • Where else can I save for retirement?
  • How do I know when I can stop working?
  • How can I make my money last as long as I live?
  • Does an annuity make sense for me?


  • Which comes first: College or retirement savings?
  • How much will it cost to send my kids to college?
  • How much do I need to save to make it happen?
  • What is the best way to save without a lot of risk?
  • How does my savings impact Financial Aid?
  • How can we afford college and not bankrupt our own retirement or current lifestyle?


  • How can I legally reduce my income tax bill?
  • What benefits can I deduct from my business?
  • How can I avoid probate and estate taxes?
  • Is there a way to lower taxes on my investments?


  • When do I need a will? A trust?
  • How can I avoid probate and estate taxes?
  • How can I leverage annual gifts to grandchildren?
  • What is the best way to give to charity?
  • What is the best way to leave a legacy to my family?